Risk-based supervision for a stable financial market
The financial and non-financial risks increased on the financial markets in 2025. In line with its mandate, FINMA worked to ensure the stability of the Swiss financial centre and the protection of financial market clients in this environment. In the supplementary health insurance sector, FINMA was able to bring about a further reduction in insurance premiums for in-patient hospital stays in semi-private and private wards, among other things. In line with this same goal, it also supported the parameters for amendments to the laws and ordinances aimed at strengthening the “too big to fail” regime presented by the Federal Council in June of this year, as these will enable FINMA to implement its supervision even more effectively.